We are hiring.

We are always looking for talented loan officers to join our team. Check out our available jobs below and email us your resume at info@homebayfinancial.com

Mortgage Loan Officer

San Diego, CA 92130

Home Bay Financial is hiring a licensed Mortgage Loan Officer for our growing Direct to Consumer retail division. We’re located in San Diego, CA and this is a remote position. Home Bay Financial is a direct lender that offers competitive pricing (our rates are lower than Quicken, Wells Fargo, Chase, and other national lenders). We offer growth opportunities and an outstanding compensation plan. Whether you’re just a few years in or a seasoned mortgage professional, and if you have the drive to have the best year of your mortgage career, then Home Bay Financial is the place for you!

This is not your average Mortgage Loan Officer position… and we mean that in the best possible way (no cold calling).

No need to spend your time and money sourcing your own leads. Unlike other mortgage companies, Home Bay provides loan officers with free quality leads on a daily basis to optimize your efficiency and close deals.


  • Quickly respond to free leads to provide a quote, then follow up with a phone call
  • Interview applicant and obtain specified information for loan application
  • Analyze applicant’s financial status, creditworthiness, and property valuation to determine loan qualification or submit applications to credit analyst for verification, review, and recommendation
  • Manage loan pipeline, review active loan files regularly to ensure there are no missing loan documents, follow up on outstanding loan conditions
  • Correspond with applicants to resolve questions regarding application information
  • Compile loan packages and facilitate negotiation with applicants according to company standards, such as origination fees, loan repayment options, and other credit terms
  • $75,000-$180,000 annual compensation plan
  • Eligibility for health, dental, and vision coverage for you and your dependents (subject to waiting periods)
  • 401k plan (subject to waiting periods)
  • Company-paid life insurance policy
  • Unlimited PTO, subject to the approval of your manager, after your 90-day probationary period
  • Off-site fitness gym
  • 9 company-paid holidays
  • Flexible work schedule to ensure a healthy work-life balance

Let us find the perfect mortgage option for you.

16950 Via De Santa Fe, Suite 5060-106
Rancho Santa Fe, CA 92067

CAL DRE Corp ID # 02090922

NMLS# 1856453

We’d love to speak to you! 

Call or email and we will get back to you as soon as possible.